Medicare Moments

Not sure if the IRMAA surcharge applies to you? Check out this handy tool from Medicare for calculating your Part B premium. (Be sure to watch the What Is IRMAA episode before using this tool.)  https://www.medicare.gov/eligibilitypremiumcalc

My fee schedule is non-negotiable. That’s why my clients love working with me!

Jim Garey is your Silver Sherpa when it comes to all things Medicare. Unlike other agents who pretend to offer Seniors “awesome options” when it comes to Medicare Plans, Jim really does. He represents more than 20 different insurance companies allowing you to access Medicare Advantage, Medigap Supplement and Part D Prescription Drug plans.

What is this Meteorologist doing helping people with Medicare? Watch this Medicare Moments episode to learn more.

This Medicare Moments episode focuses on the 3 Biggest Mistakes new Medicare recipients make. These mistakes are easy to avoid, so pull up a chair and spend 2-minutes with the Silver Sherpa!

This Medicare Moments episode discusses the pros & cons of Part C HMOs and PPOs. It will offer guidance on the age old question, “Which is better an HMO or PPO?”

Concerned with Medicare’s infamous Coverage Gap/Donut Hole? This Medicare Moments episode addresses why some people ended up in the Gap and others don’t.

Prescription drugs costs on Medicare can cause sticker shock. This Medicare Moments episode provides some basic guidelines to follow in order to minimize your RX costs.

Medicare RX pricing can cause sticker shock. Fortunately, for people on limited incomes their is a program called Extra Help that helps control Part D RX costs. This Medicare Moments episode explores Extra Help/LIS.

Medicare doesn’t seem to value eyes, teeth and ears as much as the Silver Sherpa does. This Medicare Moments episode explains how Jim Garey is helping Medicare recipients obtain up to $5,000 in comprehensive dental, vision & hearing benefits.

Am I automatically enrolled in Medicare at age 65? It’s a common question. This Medicare Moments episode discusses several different scenarios and how they impact “auto” enrollment.

Medicare Part B is an 80/20 program. This means the most you should have to pay for a Part B service is 20%, right? Not necessarily! This Medicare Moments episode explores the concept of Part B “Excess Charges”.

Want to know how to pay for Medicare Part B? Well this Medicare Moments episode will give you the information you need to know.

Part D of Medicare sure will enhance your vocabulary. This Medicare Moments episode helps break down some of the terms you are likely to encounter.

This Medicare Moments episode help the viewer understand if Medicare is mandatory at age 65. As you will see, the answer is “it depends!”

This Medicare Moments episode discusses the Income Related Monthly Adjustment Amount or IRMAA. It impacts how much people pay for Part B and Part D, so it is required viewing.

This Medicare Moments episode introduces the viewer to the concept of a Medigap Supplement policy. There are about 10 different “Medigap Plans” on the market today. But, as this episode explains. Plan G is the most popular…for good reason.

Medicare expects everyone to have creditable prescription drug coverage once they join Medicare. Failure to have acceptable prescription drug coverage could result in a still financial penalty down the road. This Medicare Moments episode explains the LEP and how to avoid it.

Medicare Part D is more complicated than it might otherwise seem. This Medicare Moments episode sheds some light on the various issues concerning Part D Prescription Drug Coverage.

This Medicare Moments episode will explain what the Part B LEP is. More importantly, it will show you how to avoid it.

Medicare Part C is the same as Medicare Advantage Plans. Did you know these are Medicare replacement plans? If not, better watch this episode of Medicare Moments.

Medicare Part B is Medical or Outpatient coverage. It is not free, so watch this episode of Medicare Moments to learn more.

Original Medicare is defined as Medicare Part A and Medicare Part B. This Medicare Moments episode explains how Original Medicare differs from Medicare Part C and D.

Medicare Part A covers a host of different medical services. Most people think of it as “hospital” coverage because that falls under Part A. Watch this episode of Medicare Moments to learn about Part A